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For more than 125 years, Royal Neighbors of America has recognized that the U.S. is more than a nation of individuals; we are a nation of communities, a nation of neighbors. This is the founding principal that inspired nine women to start an organization that became one of the first to insure women, and then children. Driven by a desire to make a difference for other women and their communities, what started as a social gathering grew to be one of the largest women-led life insurers in the country.

As a member of Royal Neighbors, you are a member of a fraternal benefit society. Fraternal benefit societies are membership-based organizations that are centered on three great traditions.

  • First, individuals voluntarily join together based upon a common bond.
  • Second, they organize themselves with their fellow members through a network of local organizations called chapters.
  • And, third, there is a strong commitment to mutual support of the members and service to communities.

As a member, you can financially protect your family and make an impact in your neighborhood. Whether you have a little time or a lot, we have many ways you can make a difference about things you care about, things that make your local town or city a better place to live and grow.

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Community Chapters

Join or connect with your chapter.
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Difference Maker Fund

Make a difference with our help.
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Member Relief Fund

A fund to help our members in need.
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Nation of Neighbors℠

Nominate a woman for this grant.
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Scholarships

Apply for one of our college scholarships.

Royal Neighbors of America offers two types of membership


The importance of neighbors-helping-neighbors has been part of our vision since 1895. In addition to our financial products, our members have access to a variety of philanthropy programs designed to enhance our members’ ability to contribute to the Social Good of their local community.

OpportunityGeneral MemberBeneficial Member
Royal Neighbors Community Chapter – an opportunity to volunteer and give back to your community with a group of members in your local area. If your area doesn’t have a chapter, we can help you launch one with funding to get you started. xx
Difference Maker Fund – apply to receive $200 in funding for a volunteer project you are leading in your communityxx
Member Savings Program – access to hundreds of opportunities to save money on dental, vision, legal services, telehealth visits, retail, and morexx
Nation of Neighbors℠ empowerment grant – nominate someone who is empowering women and girls in your community x
Royal Neighbors Scholarship Program – nearly $200,000 is awarded annually to support the educational endeavors of our members x
Member Relief Fund – this fund provides financial assistance to qualifying members who experience major illness or property damage due to natural disastersx
Subscription to The Royal Neighbor magazine – you can find this publication online and in printxx
Voting Privileges – learn more by reviewing our By-lawsx
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Insuring Lives Supporting Women Serving CommunitiesSM
Form #: P00026; Rev. 4-2021