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Member Relief Fund

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The Member Relief Fund is a member benefit we hope you never have to use. This fund provides financial assistance to qualifying members who experience major illnesses or property damage due to natural disasters.


Royal Neighbors recognizes that our members could be faced at any time with medical expenses as a result of illness/personal injury or damage to their homes and personal property as a result of an unforeseen disaster. The Society established a Fraternal Fund (now called the Member Relief Fund) in 1921 to provide financial assistance to qualifying Royal Neighbors members affected by such adversities. It’s a benefit we hope members never have to use, but it’s here if they need it.

The Member Relief Fund may be considered for eligible members of the Society experiencing “extreme” cases of financial need due to an illness/personal injury not covered by insurance or extensive property loss/damage not covered by insurance resulting from specific disasters. An extreme case of need is determined on an individual basis by considering out-of-pocket expenses (gross expenses incurred, less reimbursement from any relief agency, insurer, or other source), loss of income, and loss not covered by insurance.

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Member Relief Fund

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Eligibility Requirements:

Application Requirements: 

Payment Options: 

Members may choose from two payment options: 

Member benefits are provided at the discretion of Royal Neighbors of America and are not available in all states. Member benefits are not part of any insurance or annuity contract and are not guaranteed. Insurance and annuity products should not be purchased for eligibility or maintenance of nonguaranteed membership benefits. These products should only be purchased if they meet the financial needs of the applicant.

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Insuring Lives Supporting Women Serving Communities℠
Form #: P00125; Rev. 8-2019