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Member Relief Fund

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Thank you for your interest in the Member Relief Fund. The 2023 funds have been distributed, and applications are no longer being processed. If you have any questions, please call 309-732-8272.

Since 1921, our Member Relief Fund has provided monetary assistance to Beneficial Members experiencing financial hardship resulting from illness, accident, or natural disaster. Royal Neighbors recognizes that our members could be faced at any time with medical expenses because of illness/personal injury or damage to their homes and personal property as a result of an unforeseen natural disaster. It’s a program we hope members never have to use, but it’s available whenever you need it.


Who can apply?

All active Beneficial Members. Members that are insured under a certificate, the initial owner of an annuity certificate, or receiving benefits under a supplementary contract with Royal Neighbors. This program is not available to those on Extended Term Insurance (ETI).

Program Criteria: 

  • Program funds will be distributed to qualified applicants until the annual fund is exhausted
  • Program funds will not be awarded to eligible Beneficial Members more than once annually and with a lifetime maximum of five total per member
  • Date of onset illness/personal injury, or natural disaster must be within six (6) months
  • Reason for applying must fall under one of these three categories:

    • Natural disasters includes flood, hurricane, earthquake, tornado, fire, or other catastrophic weather event.
    • Only damages/loss to structure and contents of an inhabited dwelling will be considered.
    • Loss and damages to automobiles, driveways, landscape, businesses, outbuildings, and income will not be considered.

    Payment Options: 

    • Check for $200.
    • The $200 award can be applied to your premium payments for your certificate. Any remainder of the funds not applied to your premium will be sent as a check.

    Member benefits are provided at the discretion of Royal Neighbors of America and are not available in all states. Member benefits are not part of any insurance or annuity contract and are not guaranteed. Insurance and annuity products should not be purchased for eligibility or maintenance of nonguaranteed membership benefits. These products should only be purchased if they meet the financial needs of the applicant.

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    Form #: P00125; Rev. 6-2023